Get paid, hold a balance, pay out to any bank.
Take payment through a link, collect transfers into a dedicated account and pay out to any Nigerian bank. Deposits, payouts, debts and expenses land in the same ledger as your sales. Regulated payment processing is carried out by licensed providers.
What Cloove Money does.
Dedicated account
A virtual account for instant, trackable bank-transfer deposits.
Payment links
Secure links and one-tap checkout for any conversation or channel.
Payouts anywhere
PIN-protected payouts to any bank account, with masked recipients.
One ledger
Sales, deposits, payouts and fees in a single, searchable record.
Debts & credit
Track who owes what, send reminders, and record repayments.
Expenses
Log and categorise spend so you can see your true margins.
Set up in three steps.
Open your wallet
Get a dedicated account and start collecting transfers right away.
Get paid
Share a link or take payment directly inside a chat.
Settle & track
Pay out to any bank; every movement lands in one ledger.
Cloove Money is one part of the record.
Each product reads the same customers, orders and money, so adding one does not mean setting anything up twice.
Put the whole business on one record.
Create your account and ring up your first sale today. Or message us on WhatsApp and we will set you up in the conversation.