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Engineering and product writing from the team building Cloove: AI agents, payments and the systems behind them.

A grid of numbered mail slots. A ₦15,000 payment drops into slot 4012, highlighted in gold.
LatestFintech

Virtual accounts, explained for non-bankers

A virtual account is a real account number that exists so a payment can say who it's for. Here's how it works, why money never has to arrive unnamed, and what happens when someone pays late.

Abraham Udele

· 8 min read

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